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What Is a Fire Risk Assessment and Why Do You Need One?

Introduction

A fire risk assessment (FRA) is more than a box-ticking exercise—it is a detailed review of how well a building protects people and maintains overall fire safety if a blaze starts. Whether you own a block of flats, manage commercial property, or oversee a small business, an FRA helps identify fire hazards and assess fire risks to highlight the areas that need attention.

It then recommends practical steps for fire prevention and stronger fire protection to reduce the risk of harm. This process is both a vital safety measure and, in many cases, a legal requirement for property owners and managers. This guide by Fire Safety Specialists Ltd explains fire risk assessments in detail — what they involve, who is responsible for carrying them out, and how they help keep buildings safe and compliant.

Key Takeaway

Carrying out a fire risk assessment saves lives and property while keeping you compliant with local fire safety laws. For most multi-occupancy buildings in England and Wales, it isn’t optional—failing to have an FRA can lead to legal penalties and greater danger for residents, making fire prevention and effective fire protection essential to reduce the risk of harm.

What Exactly Is a Fire Risk Assessment?

A fire risk assessment is a structured inspection of a building that identifies fire hazards, evaluates potential fire risks, and sets out actions to protect occupants while maintaining overall fire safety. It helps property owners and managers understand where dangers exist and what must be done to keep people safe.

An FRA typically examines:

  • Sources of ignition, such as electrical equipment, cooking areas, or heating systems.
  • Fuel and flammable materials like paper, furniture, or chemical storage.
  • People at risk, including tenants, employees, visitors, or anyone who may need extra help in an emergency.

The assessment produces a written report with clear recommendations for fire prevention and fire protection. These can include installing better fire detection systems, updating the evacuation plan, and taking steps to reduce the risk of harm if a fire breaks out.

What Does a Fire Risk Assessment Involve and Is It Mandatory?

In England and Wales, the Regulatory Reform (Fire Safety) Order 2005 makes a fire risk assessment a legal requirement for two main property types:

  • All non-domestic premises such as offices, shops, and warehouses.
  • Common areas of multi-occupied residential buildings like blocks of flats or apartments.

A thorough assessment generally follows five key steps:

  1. Identify fire hazards – locate potential sources of ignition and any flammable materials.
  2. Identify people at risk – consider residents, staff, visitors, and those with limited mobility who may need help in an emergency.
  3. Evaluate and reduce the risk – decide what fire prevention and fire protection measures can lower the chance or impact of a fire.
  4. Record and plan – document findings, create an evacuation plan, and set timelines for improvements.
  5. Review regularly – update the assessment when building use changes or at least once a year to stay compliant with fire safety laws.

Failing to complete an FRA can lead to fines or prosecution and leaves occupants exposed to unnecessary fire risks.

What Parts of the Building Does an FRA Cover?

A fire risk assessment does not focus only on individual flats—it covers all shared or communal areas where fire hazards could start or spread and where strong fire safety measures are essential. These typically include:

  • Entrance halls and lobbies
  • Stairwells and corridors
  • Lift shafts and service ducts
  • External walls and cladding
  • Front doors opening onto common areas

By checking these spaces during the inspection, the assessor works to identify fire hazards, ensure fire doors and exits remain clear, and confirm that fire detection systems provide effective fire protection in an emergency to support safe evacuation.

Do All Flats in England & Wales Need an FRA?

Yes—any building that contains flats must have a fire risk assessment covering all shared or communal areas to maintain proper fire safety. The landlord, managing agent, or building owner is the “responsible person” and must ensure the assessment is completed and reviewed regularly to meet legal duties and reduce the risk of harm.

Individual flat interiors are usually excluded. However, if a flat’s front door opens onto a common hallway, that door is part of the fire protection measures and is included in the inspection to help identify fire hazards and support safe evacuation in an emergency.

You may also read: Do Converted or Small Blocks of Flats Need a Fire Risk Assessment?

 

What a Fire Risk Assessment Is and Why It’s Essential

 

What General Precautions Must Be Included?

Every FRA should confirm that basic fire precautions are present and maintained. Key measures include:

  • Smoke detection and alarm systems to alert occupants quickly.
  • Fire doors and fire-resistant materials to contain flames and smoke.
  • Clearly marked emergency exits and well-lit escape routes.
  • Extinguishers or sprinklers suited to the building’s risks.
  • An emergency plan explaining how occupants should evacuate safely.

These precautions lower the risk of injury and make it easier for fire services to control an incident.

The Fire Risk Assessment Process: Step-by-Step

A thorough fire risk assessment follows a clear sequence to keep people safe and meet legal fire safety requirements. Here’s how to complete it effectively:

1. Prepare and gather information

Collect building plans, previous assessments, and maintenance records. Review any existing fire protection systems and note past incidents to understand current fire risks.

2. Inspect and identify fire hazards

Walk through every area to locate potential sources of ignition and flammable materials. Check for blocked exits or faulty equipment that could create fire hazards during an emergency.

3. Evaluate risk and decide controls

Judge each hazard’s likelihood and impact. Recommend strong fire prevention steps such as improved fire detection, additional fire doors, or upgraded alarms to reduce the risk of a blaze.

4. Document findings and create an action plan

Record all observations, assign responsibilities, and set deadlines for improvements. Include a clear evacuation strategy so everyone knows how to respond in an emergency.

5. Review and update

Revisit the assessment at least annually or whenever building use changes. Regular inspection keeps your fire safety measures effective and ensures ongoing compliance.

Following these steps helps property owners and managers identify fire hazards, strengthen fire protection, and keep occupants safe year-round.

Who Should Conduct a Fire Risk Assessment?

By law, a “responsible person”—usually the landlord, property manager, or business owner—must make sure a fire risk assessment is carried out.

For small, low-risk premises, a competent in-house person can handle the task if they have a solid understanding of fire safety principles and can correctly identify fire hazards. They should also be able to recommend basic fire protection and fire prevention measures to reduce the risk of a blaze.

For complex or high-risk buildings, it is best to hire a certified fire risk assessor. A qualified professional brings specialist knowledge of local fire codes, NFPA standards, and current industry best practices. This expertise ensures the inspection is thorough and compliant, giving owners and occupants confidence that all fire risks are properly addressed.

You may also read: Who Is Responsible for Carrying Out a Fire Risk Assessment?

How to Stay Compliant with Fire Codes and Safety Regulations

Staying compliant with fire safety rules takes more than completing one fire risk assessment. Follow these key steps:

  • Keep records – Save all assessments, action plans, and maintenance checks to meet local fire codes.
  • Review regularly – Update the assessment yearly or after any building change to reduce the risk of fire.
  • Train everyone – Give staff and occupants emergency instructions and hold regular fire drills.
  • Work with experts – Check that your building meets NFPA standards and UK regulations.

These actions protect lives and property, prevent fines, and strengthen fire protection and fire prevention efforts.

Conclusion

A fire risk assessment is a key part of any building’s fire safety plan. It helps identify fire hazards, protects people and property, and keeps you compliant with local fire codes. By carrying out regular inspection and acting on professional advice, you strengthen fire protection, improve fire prevention, and reduce the risk of a serious emergency. Regular reviews give everyone—from residents to staff—greater confidence that the building is well prepared against fire risks.

You may also read: How to Commission a Fire Risk Assessment When the Council Won’t Help

FAQs

What is the purpose of a fire risk assessment?

It identifies fire hazards and sets out actions to reduce the risk of a blaze, helping to protect occupants and strengthen overall fire safety and fire protection.

What happens if you don’t have a fire risk assessment?

You risk fines, prosecution, and higher danger to people and property, as unchecked fire risks can lead to an emergency.

When should a fire risk assessment be performed?

Carry out an inspection at least once a year and whenever the building’s layout, use, or occupancy changes to stay compliant with the local fire code and keep emergency plans up to date.

Can I carry out a fire risk assessment myself?

Only if the premises are small and low risk; you must be able to identify fire hazards and understand basic fire prevention and evacuation procedures. Complex sites require a professional assessor.

How often should you conduct fire safety training and fire drills?

Hold drills at least annually, review the evacuation plan, and refresh staff or tenant training whenever major changes occur so everyone knows how to act in an emergency. For more information please read: How Often Should A Fire Evacuation Drill Take Place?

Are fire risk assessments required in Houses in Multiple Occupation (HMOs)?

Yes — fire risk assessments in HMOs are a legal requirement under the Regulatory Reform (Fire Safety) Order 2005. If your property is a licensed House in Multiple Occupation or includes shared or communal areas, you must ensure a suitable and sufficient fire risk assessment is carried out.

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